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Bank of India IFSC Code, MICR Code List

Find All Bank of India Banks IFSC Code, MICR Code List of Delhi, Mumbai, Maharashtra, Gujarat, Punjab, Himachal Pradesh, Bihar, Uttar Pradesh, Rajasthan, Assam, Haryana, Madhya Pradesh, Tamil Nadu, Kerala. Also Get Branches Address, Telephone numbers.

About The Bank of India

The Bank Of India was opened by a group of businessmen. It was established in Mumbai in 1906. Till 1969 the bank was working as a Private bank. When the bank was combined with 13 other banks, it was nationalized by the government. The bank started banking with 50 employees with a capital of Rs.50 lakhs. The bank developed international networks in a small span of time. The bank is having 5000 branches in India itself and 54 zonal offices also. The branches are spread in 18 foreign countries. In 1997, the bank came out with its maiden public issue.

The bank is a commercial bank. The headquarters of the bank is in Bandra Kurla Complex, Mumbai. It is in the top five listed banks. BOI is the founder member of SWIFT. It provides the service of consumer banking, corporate banking, finance, insurance, investments, and loans. At present, there are more than 48,000 employees in the Bank Of India with a capital ratio of 12.01%.

Find All Bank of India IFSC Code, MICR Code, Branches Address

Get The Latest Updated List of All, Bank of India Branches IFSC Codes, MICR Code & Address. Bank of India branch code list in Maharashtra, Bank of India Navi Mumbai zone branches list.

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List of IFSC Codes

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What is an IFSC Code?

IFSC code is used while using the online banking system. This IFSC code comes in handy when you have to deposit money through online banking or net banking in a bank account. IFSC code is used when performing NEFT, RTGS, and CMFS transactions. When you take money from someone through net banking, then through the IFSC code banking system, it is able to find out which branch of the country your account number is. If you understand in simple language, the IFSC code shows the location of the branch, which branch this account belongs to.

The IFSC code is of 11 digits, the first 4 digits of which indicate the bank's name. The fifth digit is zero, it has been put forward for future use. If more new banks will open in the country, then this zero will be used. The 6 digits after it represent the code of the branch, this means at which location the branch is.

How To Find All Bank IFSC Code?

Dear Visitor, you can use Also ifsccodes.info website to search for the IFSC code. Apart from this, the IFSC code is written below the account number on the passbook of your bank. An 11-digit IFSC code is also written on the bank's checkbook. Which makes it easy to understand which branch this checkbook belongs to.

Apart from this, to search the IFSC code, you can also visit the website of that bank, there are many other websites available on the Internet, which help you to search the IFSC code. For example, on this website also you will get the IFSC codes, MICR codes, and branch addresses and their phone numbers.

What is a MICR code?

MICR Code: MICR code's full form is 'Magnetic Ink Character Recognition'. It is commonly known as MICR code. This code is a 9 digits code that helps to identify a particular bank branch, which is a part of the (ECS) Electronic Clearing System, Used to clear cheques on routine Basis. In a way, this name is given to the technology with which code is printed. This technique is used to protect your online transactions. Like the IFSC code, MICR code is also different in every branch. The technique of MICR code was first used in the country in the 1980s.

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